Bratcher Financial Services, Inc.

Financial & Investment Planning

The financial management process at Bratcher Financial Services, Inc. begins with an in-depth evaluation of your current financial situation. Once we've established your overall objectives, we'll focus on your specific goals.

With changing economic conditions and market swings, I advocate investing sensibly over the long run and maintaining an adequate level of insurance coverage. I work with you side by side so that you're confident in and comfortable with the financial suggestions we make.

Some of the products I offer are:

Life Insurance

  • Term Life
  • Variable Life
  • Whole Life
  • Universal Life
  • Survivorship Life

Disability Income Insurance

Health Insurance*

  • Group
  • Individual
  • Medical Supplement

*Not provided by Massachusetts Mutual LIfe Insurance Company and MML Investors Services, LLC.

 

 

 

Long Term Care Insurance

Pension and Retirement Planning

Mutual Funds

Variable Annuities

I also provide numerous services.

Click here to Contact Don Bratcher
 

Don Bratcher is a Registered Representative of and offers Securities, Investment Advisory and Financial Planning Services through MML Investors Services, LLC, Member SIPC Creekside Crossing III, 8 Cadillac Drive, Ste 150, Brentwood, TN 37027 (615)309-6300.  
 
Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Car Affordability

How much can you afford to pay for a car?

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Newsletters

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

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